Paystubs offer employees with convenience. It is ideals to have a paper that has all your payment history and financial info. Majority of state require you to have paystubs. When your paystub gets stolen, you will be in a vulnerable position. This guide provides you with steps to take in case your paycheck stub gets stolen. View here for more information about stolen paycheck stub.
The first thing you need to do is call your bank. Your financial security gets compromised when your pay stub gets stolen. When your bank account gets a direct deposit, that information gets listed on your paystub. It is easy for a thief to use that information to access your bank account. It is advisable you talk to your bank soonest possible for them to monitor your account. The bank will freeze temporarily your account meaning that funds will not be drawn out. That way there is no thief who can access your account.
After you are certain that your bank account is safe, you need to contact human resources. If your pay stub was attached to a check, a thief will try to cash it. Contacting human resource will ensure that you get connected to the accounting department. They will make changes to your direct deposit detail and stop your check. After you are certain about your accounts safety, you can get a new copy of your pay stub and check. It takes one to two weeks to replace a lost pay stub. Get to know more about stolen paycheck stub on https://www.paystubcreator.net.
The next step is initiate a fraud alert on your credit. After a pay stub theft, you need to ensure safety. It is advisable that you flag your credit report considering that your pay stun contains lot of personal information. Credit reporting agencies will check your information and name for a month. In most cases, thieves use details found on your paystub to open new credit card. Putting a fraud alert will prevent them from accessing a new card with your name. Keep in mind that during this time you will not be able to open a new card.
It is advisable to call the police if there was a check attached to your stub when it got stolen. It can be hard to trace a stolen pay stub. However, there is a chance that the thief will be tracked down. It is devastating feeling for your paycheck stub to get stolen. Following the above steps will ensure you take back control.
For more information, click here: https://en.wikipedia.org/wiki/Paycheck.